AKBNK Banking
🏢 Company Profile
Corporate, commercial, KOBİ, individual, private and international banking with payment systems; also operates an insurance agency. Source: Midas company cards, 24.10.2026.
- HACI ÖMER SABANCI HOLDİNG ANONİM ŞİRKETİ — 40.75%
- ZİRAAT PORTFÖY BIST LİKİT BANKA ENDEKSİ HİSSE SENEDİ YOĞUN BORSA YATIRIM FONU — 3.42%
- Last quarter (2026/6): sales 83173000000 TL, net profit margin 41.3% (high)
- Sales growth: YoY %+128.2 (increase).
- Net profit growth: YoY +38.3% (increase).
- Owners' Equity Growth: YoY %+7.3 (increase)
- Asset turnover 0.1 (TTM revenue / total assets) — heavy asset base (may be the norm for a capital-intensive sector).
- Financial liabilities / owners' equity 0% (low leverage); total liabilities (short+long) / owners' equity 0%.
- Current ratio (TradingView balance sheet section) 0.3 — short-term liability pressure.
- Multiples: P/E 5.4 · P/B 1.1 · dividend yield 3.2.
- Source: İş Yatırım quarterly financial statements + TradingView TTM (06.10.2026); comments are generated with fixed threshold rules and are not investment advice.
| Total Assets | 3.879.6 mlr TL | Total Debt | 2.498.1 mlr TL |
| Current Assets | 550.9 mlr TL | Equity | 330.3 mlr TL |
| Financial Debt | — | Net Profit | 46.0 mlr TL |
📋 Announced Financial Statements· manually added financial table summary · last pull: 2026-09-23
| Period | Net Interest Income (mlr TL) | Net Profit (mlr TL) | Profit Margin | Total Assets (mlr TL) | Equity (mlr TL) |
|---|---|---|---|---|---|
| 2026/6 | 83.2 (+ 128.2% YoY) | 34.4 (+ 38.3% YoY) | 41.3% | 3,727.7 | 324.7 |
| 2026/3 | 40.6 (+ 127.1% YoY) | 19.2 (+ 39.7% YoY) | 47.2% | 3,419.8 | 302.6 |
| 2025/12 | 101.2 (+ 55.6% YoY) | 57.2 (+ 35.1% YoY) | 56.6% | 3,336.0 | 310.2 |
| 2025/9 | 65.1 (+ 33.9% YoY) | 38.9 (+ 17.4% YoY) | 59.8% | 3,028.8 | 277.4 |
| 2025/6 | 36.4 (+ 1.6% YoY) | 24.9 (+ 3.1% YoY) | 68.2% | 2,818.3 | 258.9 |
| 2025/3 | 17.9 (- 4.6% YoY) | 13.7 (+ 4.1% YoY) | 76.8% | 2,706.7 | 242.9 |
| 2024/12 | 65.0 | 42.4 | 65.1% | 2,515.6 | 240.3 |
| 2024/9 | 48.6 | 33.1 | 68.2% | 2,278.0 | 230.9 |
| 2024/6 | 35.9 | 24.1 | 67.2% | 2,180.6 | 221.1 |
| 2024/3 | 18.7 | 13.2 | 70.4% | 1,959.7 | 213.1 |
Income statement items (net interest income and net profit) are cumulative from the beginning of the year; balance sheet items are period-end balances. Source: İş Yatırım financial statements (based on KAP disclosures).
🔎 Fundamental Analysis Summary · automatic
- Net profit margin 7.2% (normal net profit margin).
- Current ratio 0.28 — under short-term liability pressure.
- Dividend yield 3.5% (3.5).
Rule-based summary: It is generated from İş Yatırım financial statements (TTM) and TradingView base data with fixed thresholds; no LLM, no hallucination risk. It is not investment advice.
Valuation and Profitability · single source, last 12 months
Last 5 trading days return: -2.5%
| Market value | 322.9 mlr TL |
| Equity (2026/6) | 324.7 billion TL |
| Net profit (last 12 months) | 66.8 billion TL |
| P/E (last 12 months) | 4.8 |
| P/B | 0.99 |
| ROE (last 12 months) | 20.6% |
| Financial debt / equity | — |
Source: İş Yatırım financial statements (KAP disclosures) — same source as the balance sheet table.
Macro Sensitivity · Banking sector
Regime: high inflation + tight monetary policy (6.27 point real interest) · moderate domestic demand
| Trend | positive |
| Score | +2 |
| Channels | interest rate increase, domestic demand increase |
Sector sensitivity matrix x current macro regime; detail Macroeconomic Evaluation.
Technical Status
| General | STRONG SELL |
| Short term (EMA 5-8-13-21) | SELL |
| Medium term (EMA 34-55) | SELL |
| Long term (EMA 89-144) | SELL |
| Wave Trend (indicator) | SELL |
| Channel position | 3% |
| Trend strength (r) | -0.49 |
| Score | 0 |
EMA sequence + Wave Trend + 60-day regression channel. Details: Technical Scan · Stock Center
Last 7 Days News
- What is the expectation for AKBNK, ASELS and ANSGR stocks? İsmail Güner commented — CNBC-e · 28.10
- Akbank's profit fell 18%, Garanti is next: Expectation 32.31 billion TL — Investing.com Türkiye · 28.10
- AKBANK Stock Live Chart — Mynet Finans · 28.10
- RETIREMENT PROMOTION OCTOBER 2026 | Which bank has the highest retirement promotion? ING, Yapı Kredi, Akbank, Ziraat Bankası and DenizBank payment amounts — Uzmanpara · 28.10
- Akbank's 11.6 milyar TL net profit in line with expectations — Bloomberght · 27.10
- Akbank expanded its AI-supported software development efforts — Anadolu Ajansı (news agency) · 23.10
📋 KAP Notifications
- 26 Ekim 09:00 — Special Situation Disclosure (General)→
- 23 Ekim 16:54 — Announcement of Conversion to Traded Type→
- 23 Ekim 14:58 — Circuit Breaker Notification on a Share Basis→
- 21 October 18:12 — SPK Transaction Ban Due to Share Announcement →
- 19 Ekim 16:28 — Special Situation Disclosure (General)→
- 14 Ekim 15:56 — Company General Information Form→
- 14 Ekim 15:56 — Notification Regarding Capital Market Intermediary Transactions Outside Share (Interest-Bearing) →
- 13 Ekim 16:30 — Export Document→
All notifications: KAP →
📝 Evaluations· prepared manually · last update: 23.09.2026
📈 Technical Analysis
Akbank is trading at 72.90 TL with a 0.27% decline on September 23, 2026. With short and medium-term EMA sequence and Wave Trend AL position; since long-term EMA remains in BEKLE, the chart is summarized as 3/4 AL. Channel position is 63% and trend strength (r) is 0.24, indicating an upward but low-momentum outlook. The stock is priced approximately 12% below its 60-day peak of 83.00 TL and 9% above its dip region of 66.55 TL.
🌍 Macroeconomic Evaluation
The banking sector is positioned as the most direct beneficiary of the disinflation program: TÜFE's decline to 31.5% and the Central Bank of the Republic of Turkey's (TCMB) moderate easing signals support banks in terms of securities valuation and credit-cost sides. While the TÜFE-indexed securities portfolio continues to protect profitability under inflation accounting, interest rate cuts are expected to positively impact credit growth and net interest margins in the second half of 2026. In periods of increased foreign investor inflows, large private banks become the main carriers of excess index returns; this channel strengthens as USD/TL balances at 48.83 and CDS risk premium declines. Akbank's strong deposit base and diversity of fee-commission income serve as a buffer against potential volatility. Main risks; slower-than-expected decline in inflation, macroprudential tightening pressuring credit volumes, and potential regulatory burdens.
🧾 Balance Sheet Evaluation
Akbank raised its net profit to a strong level with a 38.3% annual increase in the first half of 2026; in the second quarter, it recorded 15.2 billion TL net profit (+36.6% annual). The bank, which generated a total of 66.8 billion TL net profit in the last four quarters, has a current market value of ~379 billion TL; this corresponds to ~5.7x P/E and ~1.2x P/B ratios. Since FD/EBITDA is not a meaningful metric in banking, the evaluation is based on P/E, P/B, and return on equity. ROE of 20.6 in the last four quarters, while below inflation, indicates a capacity to generate real returns above the sector average; normalization in net interest margin and strong trend in commission income support the profit composition. The profit/revenue ratio declining to around 40% from 68.2 in the first half of the previous year reflects the normalization of an extraordinarily high base and the sustainable path of commercial profitability. The dividend yield of around 3.0% and regular distribution policy support the stock in terms of carrying cost. No significant deterioration signal is observed in terms of core capital adequacy and asset quality. In the overall assessment, Akbank is positioned as one of the main beneficiaries of macro normalization; its multiples are reasonable compared to historical averages, profitability is strong, and balance sheet quality is high.
This section is manually updated; for informational purposes only, not investment advice.